Advance or refund after payment
Understand Your Rights After paying the seller, you can suspend or cancel payment with a credit card. They accept this right under the Law on Payments Eligible for the Medium Payment Act (FCBA).
According to FCBA, if you buy more than $ 50 and your company is within a week or 160 km, you can make the purchase under other circumstances.
These terms include: If the requested product is damaged or damaged (if the seller does not remove it or replace it) If the order is not placed within 30 days of the product on the day of publication (if the seller does not handle it)) and the package depends on the purchase of your credit card from a commercial vendor.
Do you want to pay disputes for sellers? In this case, the FCBA declares that it has the right to cancel the payment, but if the problem is solved directly to the seller, it can do so.
What is a sincere effort? First contact the seller by phone. If they do not respond, refuse a refund or payment, or do not solve a problem, they make a serious effort.
Make sure you do not pay the amount in dispute. The number of disputes is not prohibited. Keeping the expenses in dispute can weaken the situation, and if you want to revert the payment, we'll explain the next step.
Contact your credit card company. If you are dealing with a merchant to resolve the problem immediately, you should contact your credit card company to see the payment and indicate that it will be paid.
Write your letter of credit. Include in your letter information about your name, the card number, the name of the provider mentioned on the credit card statement, the date of purchase, the amount paid and the reason for the notice.
Wait for the credit card company to make a decision. The credit card company evaluates the information you need and decides about you or the part of the business. Usually, the credit card company sends a temporary loan to your account for a controversial purchase because you want a customer.
More about restrictions The above steps should be sufficient to allow payment of the card. However, some restrictions can not be saved.
Cancel payment. If you have already paid your credit card statement and then are dissatisfied with your purchase, you can request a refund or refund. The following steps are the specific actions of the first payment.
Use both methods for other unreliability methods. For example, if you know the cost of an old sales card or find another mystery card transaction
Stop the payment before the payment.
Identify the credit card you need to cancel or stop. If you've set up the automatic payment option in your account, you'll usually see a list of pending payments and a delay when you sign in to your online account. A quick overview of future payments can help you determine if you need to stop one or more and start over.
Review the restrictions that may apply to a credit card lock. Many providers allow the cancellation, modification or adjustment of payment plans. In order to prevent the bank from rejecting this situation, timely changes must be made to evaluate late payments and other fees and penalties.
A credit card provider instructs you to stop paying for the held credit cards. In order to stop paying any credit cards, you must call the provider, indicate the payment date and cancel the pending payments. Prepare for identification and go to the solution. Also, use your account information to log in to your account, access pending payments, and cancel payments or payments that may require a delay.
I confirm that my credit card payment has been canceled. Confirmation of changes to the payment plans is usually done in the online environment or immediately after the official confirmation by e-mail. When a change is made to the telephone, a customer service agent determines whether the change is complete before the call is terminated, and the confirmation number is usually provided. If, for some reason, this change can not be completely transferred by the system, enter that number in the file.
If the payment is postponed, inform the seller. It is important to inform the provider by phone if it means you are not paying the time to stop the payment. This can help you to lend and achieve a good goal.
